Decision lens. Start by identifying the commercial objective, the evidence available and the risk that a licensed institution is being asked to accept. Product selection comes after that analysis.

01

Map the landed-cost timeline

Begin at supplier deposit and finish at customer collection. Include production, shipping, customs clearance, warehousing and sale. This determines the required tenor and peak capital exposure.

02

Choose supplier payment mechanics

Depending on the relationship and risk, payment may be structured through a letter of credit, documentary collection, direct supplier payment or another controlled arrangement.

The objective is to protect continuity of supply while keeping funding linked to verified commercial documents.

03

Do not leave FX outside the model

If goods are purchased in one currency and sold in another, margin can change before the inventory is converted to cash. Align the finance and treasury decisions in one transaction model.

  • Supplier currency and payment date
  • Freight, duty and insurance
  • Inventory holding period
  • Local sale and collection cycle

Before an initial review

Prepare the decision file.

  1. 01

    Supplier contract and pro-forma invoice

  2. 02

    Shipping and customs plan

  3. 03

    Landed-cost calculation

  4. 04

    Inventory and sales history

  5. 05

    FX exposure schedule

Common questions

What finance teams ask first.

What can import finance cover?

Depending on the structure and funder, it may support supplier payment and the period through shipment, clearance, inventory and sale.

Is a letter of credit always required?

No. The appropriate payment mechanism depends on supplier terms, jurisdiction, transaction risk and the institution’s criteria.

Can MCV combine trade and FX planning?

MCV can advise on the coordinated structure and arrange access through relevant licensed providers, each subject to its own terms and approval.

A live requirement deserves a clear file

Move from search term to a structured conversation.

MCV can help clarify the objective, verify the supporting evidence and present the opportunity to a relevant licensed provider.

Discuss an import trade flow

Mint Capital Vertex is a facilitator and advisor — not a bank, lender or insurer. All instruments, accounts, financings, guarantees and insurance described are provided by licensed banks, financial institutions, funding partners and insurers, and are subject in every case to the approval, terms, documentation and jurisdiction availability of the relevant institution. Capability figures reflect the reach of MCV's regulated partner network. This material is provided for information only and does not constitute an offer of financial services or finance.